I'd like for you to name one instance where someone actually stopped at a CMU for medical service. The reason why nobody visits the CMU anymore is because death itself has no consequence. If you're low on health, you can store all your stuff, put your money in an ATM, and you're free to die and get no faults for it except for a bit of menial walking and maybe a risk of NLR. If you ask me, I think you could do removals of 5-10% of their ATM's balance per death. If their ATM balance is too low to divide up like that, then don't do it. This gives players an incentive to keep their character alive, therefore making the Civil Medical Union an actually used class, because there would be financial benefits from it.